curl --request GET \
  --url https://business-api.userivo.co/business/v1/transfers/ngn/{reference} \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://business-api.userivo.co/business/v1/transfers/ngn/{reference}"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://business-api.userivo.co/business/v1/transfers/ngn/{reference}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://business-api.userivo.co/business/v1/transfers/ngn/{reference}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://business-api.userivo.co/business/v1/transfers/ngn/{reference}"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.get("https://business-api.userivo.co/business/v1/transfers/ngn/{reference}")
  .header("Authorization", "Bearer <token>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://business-api.userivo.co/business/v1/transfers/ngn/{reference}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "status": "success",
  "message": "Transfer status retrieved successfully",
  "data": {
    "id": "64b2c1234567890",
    "reference": "txn_123456",
    "amount": 1000,
    "currency": "NGN",
    "type": "transfer",
    "status": "successful",
    "narration": "Payment for services",
    "createdAt": "2026-07-10T12:00:00.000Z",
    "updatedAt": "2026-07-10T12:01:00.000Z",
    "accountDetails": {
      "accountNumber": "0123456789",
      "accountName": "JOHN DOE",
      "bankName": "Access Bank"
    }
  }
}