{
  "event": "payment.created",
  "data": {
    "id": "6a51a0000000000000000101",
    "reference": "my_custom_ref_123",
    "code": "abc123def456",
    "link": "https://payment.userivo.co/checkout/abc123def456",
    "amount": 50000,
    "currency": "NGN",
    "status": "pending",
    "customer": {
      "email": "customer@example.com",
      "name": "John Doe"
    },
    "redirectUrl": "https://example.com/payment-success",
    "expiresAt": "2026-07-10T13:00:00.000Z",
    "createdAt": "2026-07-10T12:00:00.000Z"
  }
}